Posts tagged “annex-iii”
EU AI Act for Insurers: Which Insurance AI Is High-Risk?
Life and health underwriting and pricing AI is high-risk under Annex III point 5(c). Motor and home pricing, claims triage and fraud detection mostly aren't. What insurers and insurtechs owe, with dates as of November 2026, a table and a checklist.
Biometric AI under the EU AI Act: Verification vs Identification
Face login, selfie ID checks, age estimation, emotion detection: which biometric AI is banned, which is high-risk and which falls outside Annex III? The verification exemption explained, with dates as of November 2026, a table and a checklist.
Article 6(3) Exemption: What the Commission's Draft High-Risk Guidelines Allow
The Commission's draft Article 6 guidelines show which Annex III AI features can escape high-risk status under Article 6(3), and which can't. Worked examples, the profiling test, the split-architecture trap and the four-part memo, ahead of final guidelines due by the end of 2026.
EU AI Act for EdTech: Proctoring, Grading and the Emotion-Recognition Ban
Admissions, grading, placement and proctoring AI is high-risk under Annex III point 3 from 2 December 2027. Emotion recognition in schools has been banned since February 2025. A feature-by-feature map for EdTech teams.
How Legal Departments Use AI — and What the Act Says
In-house teams use AI for NDAs, DPAs, research, and e-discovery. That is usually not Annex III point 8. Courts using the same tools is a different story.
How HR Tech Works with Regulators on Hiring AI
Hiring AI is Annex III point 4. Vendors work with regulators through sandboxes, the AI Pact, national market surveillance, and — already — the EDPS job-matching pilot.
How to Classify an AI System under the EU AI Act
A seven-step classification you can finish in an afternoon: prohibited, Annex I, Annex III, the Article 6(3) exit, and what to file if you claim you are not high-risk.
EU AI Act Credit Scoring: Annex III for Fintech
Creditworthiness AI is high-risk. Fraud detection is not. How Annex III point 5(b) and 5(c) treat scoring, BNPL, and life or health insurance pricing.
Customer-Service Chatbots: Limited or High-Risk?
Most support bots are limited-risk and need Article 50 by 2 August 2026. Here is when a refund, claims, or eligibility bot quietly becomes Annex III.
What Actually Counts as a 'High-Risk' AI System Under the EU AI Act?
High-risk isn't about how advanced your model is — it's about what decision it touches. Here's the full Annex III list, the Article 6 classification logic, and the one exemption that can take you back out of high-risk.
Is Your HR AI Actually High-Risk? The Annex III Category 4 Test, Decoded
Annex III category 4 covers AI in employment and recruitment — but the trigger is 'appreciable impact on career prospects,' not 'makes the final hiring decision.' Here's how to apply the test.